Free Financial Tools
All tools run entirely in your browser — no data is collected or stored. No account needed, ever.
Group Expense Splitter
Add group expenses, mark who paid, and instantly calculate who owes whom with the minimum number of transactions. Perfect for group trips, dinners, parties, events, roomies, and gatherings.
- ✓ Add unlimited participants
- ✓ Multiple expense categories
- ✓ Optimal settlement algorithm
- ✓ Auto-saved in browser
Work Hours Price Converter
Convert any purchase price into exact working hours and days based on your actual take-home pay.
- ✓ Takes tax into account
- ✓ Work days breakdown
- ✓ Percentage of pay
- ✓ Instant reality check
Freedom Date Countdown
Calculate your exact retirement freedom age and year based on your savings rate and the 4% Trinity rule.
- ✓ 4% Trinity rule
- ✓ Nest egg target
- ✓ Custom return rates
- ✓ Exact age & year output
Rent Burden Calculator
Check your rent-to-income ratio and find out how many days each month go straight to your landlord.
- ✓ Housing ratio %
- ✓ Work days for rent
- ✓ Shareable rating card
- ✓ Remaining income check
Guilt-Free Spending Allowance
Calculate your exact daily and monthly fun money allowance after covering essential bills and savings targets.
- ✓ Daily fun limit
- ✓ Weekly allowance
- ✓ 0% guilt peace of mind
- ✓ Custom savings target
Subscription Leak Calculator
Audit your active recurring subscriptions and see their 10-year compound wealth leakage.
- ✓ Preset services checklist
- ✓ Custom items
- ✓ 10-year investment cost
- ✓ Monthly total drain